Terms of Service

Last updated: March 2026

1. Services

HEMAFRIC provides advisory and investment structuring services. We do not manage funds or provide investment advice.

2. User Obligations

Users must provide accurate information and comply with applicable laws.

3. Intellectual Property

All content and materials are owned by HEMAFRIC.

4. Limitation of Liability

HEMAFRIC is not liable for investment losses or decisions made using our platform.

5. Governing Law

These terms are governed by Kenyan law.